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Tips To Protect Your Home From Lightning
Were you aware that lightning routinely strikes about 270,000 times and kills an average of 76 folks each year? That is more than hurricanes or tornadoes. A common home insurance policy protects our houses from lightning damage and if you buy comprehensive insurance with your car policy, any damage to your car is covered too. In the event you or a member of the family were to be struck by lightning, your medical insurance will cover hospital costs.
The amount of lightening-related insurance claims filed by clients and paid by insurance corporations since 2004, has dropped just about 11.5%. The median cost per claim has escalated about 70% during the last 5 years. Experts on insurance-related matters, blame increased claims cost on 2 things : severe storms and more electronics in houses. The average household has a surplus of expensive electronics which has a big effect on insurance claims losses.
While we enjoy having sound systems, PCs, and Hi-D televisions, these pricey electronics have contributed considerably to the price of the average lightning related claim. While we can't control the weather, we can take steps to guard ourselves, our families and our houses from the effect of lightning. Don't underestimate the power of lightning. Instead, do your part to lower insurance rates and keep family and friends, your house and possessions safe. These are some safety tips for you and your folks.
*Try to not have contact with sinks, baths and water faucets.
*Keep away from windows, doors, and electric appliances.
*Use a cell telephone and not a land line.
*Go to an area of lower elevation when severe storms are approaching.
*Keep away from solitary trees, open areas, hilltops, metal objects and bodies of water.
*Look for shelter in a close-by home or automobile.
*Having a lightning protection system correctly installed is roughly 99% effective in stopping potential lightning damage.
*Your house's electric system should be correctly grounded.
*The simplest and most efficient way to keep costly electronics from damage is to unplug them before severe storms approach.
*To keep lightning from destroying costly electrical systems, home electronics, and causing fires, use surge protectors.
An average bolt of lightning can lead to heat of almost fifty thousand degrees which often leads to a fire. Such fires frequently remain unseen, burning in attic space or in the walls of the home. Even if there is not any obvious flame, if you smell smoke or sense the chance of fire, call the fire dept quickly so they can decide whether there's an urgent concealed danger. It's also a smart idea to follow up by having a certified electrician diagnose frayed wiring and other potential perils as quickly as possible.
Though your odds of being struck by lightning are only one in six hundred thousand, being prepared can reduce those numbers and keep yourself, your folks, and your house, safe when lightning strikes.
Were you aware that lightning routinely strikes about 270,000 times and kills an average of 76 folks each year? That is more than hurricanes or tornadoes. A common home insurance policy protects our houses from lightning damage and if you buy comprehensive insurance with your car policy, any damage to your car is covered too. In the event you or a member of the family were to be struck by lightning, your medical insurance will cover hospital costs.
The amount of lightening-related insurance claims filed by clients and paid by insurance corporations since 2004, has dropped just about 11.5%. The median cost per claim has escalated about 70% during the last 5 years. Experts on insurance-related matters, blame increased claims cost on 2 things : severe storms and more electronics in houses. The average household has a surplus of expensive electronics which has a big effect on insurance claims losses.
While we enjoy having sound systems, PCs, and Hi-D televisions, these pricey electronics have contributed considerably to the price of the average lightning related claim. While we can't control the weather, we can take steps to guard ourselves, our families and our houses from the effect of lightning. Don't underestimate the power of lightning. Instead, do your part to lower insurance rates and keep family and friends, your house and possessions safe. These are some safety tips for you and your folks.
*Try to not have contact with sinks, baths and water faucets.
*Keep away from windows, doors, and electric appliances.
*Use a cell telephone and not a land line.
*Go to an area of lower elevation when severe storms are approaching.
*Keep away from solitary trees, open areas, hilltops, metal objects and bodies of water.
*Look for shelter in a close-by home or automobile.
*Having a lightning protection system correctly installed is roughly 99% effective in stopping potential lightning damage.
*Your house's electric system should be correctly grounded.
*The simplest and most efficient way to keep costly electronics from damage is to unplug them before severe storms approach.
*To keep lightning from destroying costly electrical systems, home electronics, and causing fires, use surge protectors.
An average bolt of lightning can lead to heat of almost fifty thousand degrees which often leads to a fire. Such fires frequently remain unseen, burning in attic space or in the walls of the home. Even if there is not any obvious flame, if you smell smoke or sense the chance of fire, call the fire dept quickly so they can decide whether there's an urgent concealed danger. It's also a smart idea to follow up by having a certified electrician diagnose frayed wiring and other potential perils as quickly as possible.
Though your odds of being struck by lightning are only one in six hundred thousand, being prepared can reduce those numbers and keep yourself, your folks, and your house, safe when lightning strikes.